Access Career’s professional financial aid staff will be happy to assist you in the process of paying for your education. Financial aid is available for those who qualify. Students who would like to apply for federal aid must complete the Free Application for Federal Student Aid. To begin filling out the application, please click here. ***

Access Careers participates in the following programs:

• Federal Pell Grant Program
• U.S. Department of Education’s Direct Loan Program
• Students must meet the eligibility requirements in compliance with federal and state laws, in addition to the policies of Access Careers.
• Financial aid should be applied for as soon as possible. Students are responsible for providing the Financial Aid Office at Access Careers with all required documentation in order to receive and maintain federal aid.
• Financial aid must be approved and all documentation completed before it can be awarded. It is granted on an annual basis. It may therefore be necessary for you to reapply during your enrollment at the school.

Federal Pell Grant Program

• This is a federal program for students who are enrolled at least half-time and meet the financial aid guidelines of the program. You may apply online at the Free Application for Federal Student Aid. To begin filling out the application, please click here. ***
• Access Careers' Federal School Code is 042134. If you have any questions regarding the application process, please contact the school’s financial aid department.

Direct Loan Program

• The need is based on one’s cost of attendance. This is an important factor in determining student financial aid. The expected family contribution is subtracted from the cost of attendance to determine the financial need of the student.
• All eligible students can apply for either a subsidized or unsubsidized loan. If a student is not eligible for a fully subsidized loan, he or she may borrow a combined total of $9,500 in an unsubsidized loan. Loan amounts are based on enrollment for a full academic year of 900 clock hours. Shorter programs have lower maximum loan limits. Interest on an unsubsidized student loan accrues while the student is in school and during a grace period.
• All eligible students enrolled in an Access Careers course of study may apply for a loan through the Direct Loan Program. Financial need must be demonstrated through a needs analysis in order to be considered for a subsidized student loan. This means that the government will pay the interest on the loan while the student is in school.
• Repayment of student loans begins six months after a student’s last day of attendance. The student may apply for a loan at StudentLoans.gov.  Click here ***

Parent Loan to Undergraduate Students (PLUS Loan)

• Parents of dependent students may also apply for a loan up to the total cost of the student’s tuition, less any other financial aid received. If a parent is denied a PLUS loan, the student may be entitled to additional unsubsidized funds. Parents may apply at StudentLoans.gov.  Click here ***

Veteran Benefits

• Access Careers offers benefits afforded by the Post-9/11 GI Bill of the U.S. Department of Veterans Affairs, as well as other veteran benefits. Veterans who receive Veterans Affairs benefits should submit all documentation to Access Careers’s Financial Aid office for certification. The VA will be notified of your termination, withdrawal, or successful completion of your program.

Licenses & Accreditation

• Accredited by the Council of Occupational Education
• Registered and licensed by the Bureau of Proprietary School of Supervision

Drug & Alcohol Abuse Prevention Policy

• To view the Institutions Drug and Alcohol Abuse Prevention Policy please Click Here ***

Campus Security

• To view the school's campus security policy and security report for the last three years, please click here. ***.

Voter Registration

• If you are not a registered voter, we encourage all students to register to vote. For registration details, please click here. ***

Loan Repayment Assistance

Access Careers has high job placement rates, extensive financial counseling within the Financial Aid department, and a continued line of communication between the borrower and the Financial Aid office during the repayment period. Please contact our office at (516) 433-0034, if you are having difficulty repaying your loan due to any of the following circumstances:

• Unemployed
• Employed part-time (30 or less hours per week)
• Experiencing economic hardship
• Currently enrolled at another school

Repaying your student loan is very important. We are here to help.

Forbearance

What is forbearance? If you can’t make your scheduled loan payments but don’t qualify for a deferment, your loan servicer may be able to grant you a forbearance. With forbearance, you may be able to stop making payments or reduce your monthly payment for up to 12 months. Interest will continue to accrue on your subsidized and unsubsidized loans (including all PLUS loans). Please call us for help.

Deferment

What is deferment? A deferment is a period during which repayment of the principal and interest on your loan is temporarily delayed. To request a deferment, please make an appointment to meet with our financial aid representative.

Student Body Diversity

For information on diversity of the student body, including percentage of enrolled, full-time students who are male, female, self-identified members of a major racial or ethnic group please Click here ***

Occupational Handbook

For information on the US Department of Labor's Occupational Outlook Handbook, please click here. ***

Consumer Data Regarding Gainful Employment

To access information on our graduation rates, students who completed the program, and other consumer data regarding programs leading to gainful employment at Access Careers, please view our school catalog.

To view the most current crime statistics of the Town of Hempstead please Click here

Family Educational Rights and Privacy Act (FERPA)

The Family Educational Rights and Privacy Act (FERPA) is a federal law that protects the privacy of student education records. The law applies to all schools that receive funds under an applicable program of the United States Department of Education.

FERPA gives parents certain rights with respect to their children’s education records. These rights transfer to the student when he or she reaches the age of 18 or attends a school beyond the high school level. Students to whom the rights have transferred are “eligible students.”

Eligible students have the right to inspect and review the student’s education records maintained by the school. Schools are not required to provide copies of records unless, for reasons such as great distance, it is impossible for eligible students to review the records. Schools may charge a fee for copies.

Eligible students have the right to request that a school correct records which they believe to be inaccurate or misleading. If the school decides not to amend the record, the eligible student then has the right to a formal hearing. After the hearing, if the school still decides not to amend the record, the eligible student has the right to place a statement with the record setting forth his or her view about the contested information.

Generally, schools must have written permission from the eligible student in order to release any information from a student’s education record. However, FERPA allows schools to disclose those records, without consent, to the following parties or under the following conditions:

• School officials with legitimate educational interest
• Other schools to which a student is transferring
• Specified officials for audit or evaluation purposes
• Appropriate parties in connection with financial aid to a student
• Organizations conducting certain studies for or on behalf of the school
• Accrediting organizations
• To comply with a judicial order or lawfully issued subpoena
• Appropriate officials in cases of health and safety emergencies
• State and local authorities, within a juvenile justice system, pursuant to specific state law

Schools may disclose, without consent, directory information such as a student’s name, address, telephone number, date and place of birth, honors and awards, and dates of attendance. However, schools must tell eligible students about directory information and allow eligible students a reasonable amount of time to request that the school not disclose directory information about them. Schools must notify eligible students annually of their rights under FERPA. The actual means of notification is left to the discretion of each school.

For additional information, call (800) USA-LEARN (872-5327). Individuals who use TDD may call (800) 437-0833. You can contact the U.S. Department of Education by mail at the following address:

Family Policy Compliance Office
U.S. Department of Education
400 Maryland Avenue SW
Washington, D.C. 20202-8520